Article Overview: Pros & Cons of Living in Missouri, Moving to Missouri
Thinking about making Missouri your new home? As someone who’s lived through the highs and lows here, I can tell you there’s more to the Show-Me State than delicious BBQ and beautiful landscapes. Sure, the cost of living is enticingly low, and the natural scenery can be downright breathtaking, but settling down here is about weighing all sides.
In this guide, I’ll share my thoughts based on experiences from my own life in Missouri, coupled with solid facts, to give you the full scoop on what it’s really like to live here. I’ll warn you off the bat, it’s not all sunshine and low taxes; we’ll also tackle the tougher topics like healthcare accessibility and crime rates, which should give you pause.
Whether you’re a young professional craving the buzz of city life, a family looking for a budget-friendly haven, or a retiree in search of a serene and welcoming spot to relax, I’m here to help you see if Missouri aligns with your dreams and realities. Let’s get to it.
Editor’s Note: Our regular readers are well aware that the real treasures often lie within the comments section. Be sure to dive into the comments below to explore insights from other locals. We continuously refresh this post with new feedback to ensure it remains as relevant and useful as possible. Happy reading!
Living in Missouri
Table of Contents: Pros & Cons of Living in Missouri
Pros of Living in Missouri
1. Low Cost of Living
One of the top reasons I decided to move to Missouri about a decade ago was to reduce my expenses and boy have they gone down. Missouri has the 6th lowest cost of living in the United States. Here’s a quick breakdown of the cost of living savings:
- Rent: The national average rent is over $1,200, but in Missouri, you can find comfortable rentals for closer to $900 – that’s a huge chunk of change back in the old pocketbook each month.
- Groceries: Missouri has great farmers markets, competitive grocery stores, and overall 20% lower food costs compared to the national average.
- Taxes: When you factor everything in, Missouri has the ninth lowest tax burden in the nation. Plus, sales tax is a cool 4.225% on average, leaving room for more retail therapy.
- Utilities: Utilities cost 6% less on average, thanks to lower energy demands and competition.
2. Affordable Housing
One of the things that excited me the most about living in Missouri was the prospect of actually being able to afford to own a home. The average home price in Missouri is under 250k which places it well beneath the national average of over $450k. And while property taxes hover around 1% which puts Missouri about 30th nationally, the savings in the home price more than makes up for it.
3. Missouri is Naturally Beautiful
If you’re big on the outdoors like me, you’ll love Missouri. Personally, I think Missouri is one of the most underrated states for nature. We’ve got everything here except for an ocean. Here are some of my favorite spots:
- Mark Twain National Forest: Ancient woodlands, great hiking trails, and the amazing Taum Sauk Mountain Falls, the state’s highest.
- Current River: Float through a natural wonderland on crystal-clear waters teeming with fish. Discover hidden gems like Johnson’s Shut-Ins, where sculpted rock formations create natural pools perfect for swimming and cliff jumping.
- Katy Trail State Park: Hop on your bike and embark on a scenic journey alongside the mighty Missouri River. Breathe in the sweet aroma of spring wildflowers as you pedal through charming towns and historic bridges. This car-free path offers serene views and a peaceful escape.
- Elephant Rocks State Park: Especially beautiful in the fall – hike among colossal granite boulders that stand out amidst a vibrant collage of red, orange, and yellow leaves.
- Marvel Cave: Explore glittering caverns adorned with mesmerizing stalactites and stalagmites. Take a guided tour or embark on a self-guided adventure and discover hidden chambers filled with millions of years of history.
- Lake of the Ozarks: Paddle through scenic coves and hidden inlets on the state’s largest lake. Discover secluded beaches, witness stunning sunsets, and enjoy the tranquility of nature.
4. Great Outdoor Recreation
Another one of the best aspects of living in Missouri is the incredible array of outdoor recreation at your fingertips. I always say we have everything except for an ocean!
We’ve got the Ozark Mountains with breathtaking views and trails that can keep hikers, bikers, and campers busy for a lifetime. If you’re into water sports, the Lake of the Ozarks and Table Rock Lake have you covered for everything from boating to fishing to just chilling on a floatie.
For me, one of the highlights has to be floating the Missouri River. Kayaking down this mighty river gives you a really unique and relaxed perspective of the state’s beauty.
If state parks are more your vibe, we’ve got plenty. Ha Ha Tonka State Park, with its castle ruins and natural springs, feels like stepping into a time machine. And the Katy Trail, stretching across much of the state, is an especially epic spot for mountain biking (also hiking).
5. Central Location
Living in Missouri, you’re in the heart of the country, which is actually a big perk! Our central location means we’re a crossroads of sorts, making travel to most parts of the United States a breeze. Whether you’re thinking of driving or flying, getting to places like Chicago, Dallas, Denver, or even the coasts isn’t a day-long journey. This makes weekend getaways or visiting family and friends in other states really convenient.
Another cool aspect is that major companies find our central spot attractive for distribution centers, which is great for job opportunities in logistics and related fields. Plus, being at the center means we get an interesting mix of cultural influences from across the country.
6. Delicious Food
I always like to tell my friends who are thinking of visiting Missouri that the food alone is worth the trip. And no, it’s not all fried! Sure, we love our crispy catfish and gooey toasted ravioli, but there’s more. Legendary Kansas City BBQ is everything the hype chocks it up to be, while Springfield offers Ozark mountain treats like trout and wild game. And then there’s St. Louis has a unique take on classics: thin-crust pizza with Provel cheese and German fare with a Missouri twist.
A pro tip is the real gems hide in unexpected places. Mom-and-pop diners piled high with country fried steak, family-run BBQ joints smoking brisket for years, and farmers markets with all sorts of tasty treats. And the craft beer scene? Hoppy IPAs to malty stouts, Missouri brewers are redefining this beloved beverage.
And it’s all served with genuine Midwestern hospitality. Ask a local about their favorite hidden joint or seasonal market find, and they’ll happily share. Food here is a passion, and it shows.
7. Friendly Community Vibes
Growing up in the pacific northwest the friendly demeanor of folks in Missouri totally threw me for a loop. Where I come from, not waving or even acknowledging your fellow human felt like a blood sport. Not so in Missouri, not even close.
After a decade of living here I can safely say the people are some of the kindest and genuinely warm you’ll come across. I thought it was superficial at first but they follow up! If you mention any detail to a store clerk they’ll remember and ask you about it the next time you’re in. Maybe this is something you’re accustomed to but I wasn’t. I must say it’s been a lovely change of pace.
Cons of Moving to Missouri
1. Health Care System is Lacking
Ok, let’s kick off the cons of living in Missouri with a doozy – Missouri has the 12th worst healthcare system in America. It’s a tale of two systems really – high-income residents in urban areas receive pretty solid care while folks on the low-income side living in rural areas receive pretty abominable care.
One of the standout areas where we receive low marks according to the Commonwealth Fund is caring for new mothers, specifically “having lower access to both early prenatal care and postpartum care in the first four to six weeks after birth”. Pretty rough stuff. Missouri has some of the highest uninsured rates in the US at over 11% which exacerbates the problem further.
One bright spot here is the recent medicaid expansion which has and will continue to go a long way in improving health outcomes in the state.
2. Unhealthy Population
One of the saddest parts of living in Missouri is the lack of a priority on personal health and general well-being which is very apparent across the state. In terms of overall health Missouri has a long way to go. Here are some things to consider for folks thinking of moving here:
- Smoking: Folks here love to smoke. Smoking rates in Missouri are higher than the national average with 17-20% of Missouri adults smoking.
- Cardiovascular Diseases: Most folks here know someone who has fallen victim to a cardiovascular tragedy. Rates of heart disease and stroke in Missouri are higher than the national average as well.
- Access to Healthcare: As just mentioned, accessibility and quality of healthcare vary across the state, with rural areas particularly underserved. This disparity affects preventive healthcare services and management of chronic conditions, further exacerbating health outcomes.
- Physical Inactivity: Despite our abundant recreation opportunities, physical inactivity rates, contributing to obesity and other health problems, are still a major concern. In fact, Missouri is the 12th most obese state in America.
3. Low Wages
Missouri’s challenge with low wages is another aspect that impacts residents’ quality of life, something I’ve observed and experienced in my community living here. While the cost of living in Missouri is relatively low, wages in many sectors don’t keep pace with the national average, making it difficult for workers and families striving for financial stability.
The state’s minimum wage has been incrementally increasing up to $12 per hour, which is a step in the right direction but still falls short of a living wage for many individuals and families. This gradual increase is part of Missouri’s effort to address wage issues, but for many, it’s not enough to cover the basics like housing, healthcare, and education costs, let alone save for the future.
Moreover, the wage gap becomes more pronounced in rural areas and for certain demographics, including women and minorities, leading to further economic disparities within the state. These challenges are not just numbers; they represent real hurdles for Missourians trying to make ends meet and improve their standard of living.
4. High Crime Rates
Living in Missouri, where we’re grappling with the ninth-highest violent crime rates and the sixth-highest homicide rates in the nation, really brings a sense of urgency and concern to our daily lives. For many of us, especially in cities like St. Louis and Kansas City where these issues are more acute, it influences fundamental choices—where we choose to live, how we navigate our neighborhoods, and the precautions we take to ensure our families’ safety.
For residents here, the challenge is navigating this landscape while maintaining a sense of normalcy and community. It’s about being vigilant without living in fear and finding ways to contribute positively to our neighborhoods amidst these concerns. The focus remains on creating a safe environment for ourselves and our loved ones, even as we confront these significant issues head-on.
Personally, I know that there are lots of organizations and efforts that have popped up in an effort to tackle these issues but it doesn’t seem like there’s been much progress, yet.
5. Prevalent Rural Poverty
Missouri has a staggering 16.5% rural poverty rate. In fact, recently it was reported that more than 350,000 Missouri children were too poor to receive the full child tax credit. This rural poverty has tangible, devastating effects, underscored by stark statistics that reveal the depth of the issue.
For instance, food insecurity is a critical issue, with rural areas seeing higher rates than urban centers. In Missouri, approximately 1 in 5 children in rural regions face food insecurity, lacking consistent access to enough food for a healthy life.
Educational resources in rural Missouri are also under strain. Schools in these areas often receive less funding per student compared to their urban counterparts, affecting the quality of education and limiting access to advanced courses and extracurricular activities. This educational disparity has long-term effects on the economic prospects of rural youth.
Then there’s the limited healthcare access further illustrates the impact of rural poverty. Many rural Missourians live in what are considered healthcare deserts, with the nearest hospital or clinic miles away. This lack of access contributes to higher rates of chronic conditions and lower life expectancies in rural areas compared to urban ones.
6. Prone to Natural Disasters
Living in Missouri, one can’t overlook the reality of natural disasters, a significant con that affects residents across the state. In fact, Missouri is the 11th most natural-disaster-prone state in the US. Positioned in the heart of “Tornado Alley,” Missouri experiences a high frequency of tornadoes, particularly in the spring and early summer months. These tornadoes range from small whirlwinds causing minimal damage to massive twisters that can devastate entire communities. For instance, the Joplin tornado in 2011 resulted in over 160 deaths, 1,150 injuries, 8,000 buildings damaged or destroyed, and more than $3.5 billion in damages.
Beyond tornadoes, Missouri is also susceptible to other natural disasters, including severe thunderstorms that can lead to flash flooding, especially in low-lying areas near rivers and streams. The state’s geography, with major rivers like the Missouri and Mississippi, makes it prone to flooding, which can damage homes, agriculture, and infrastructure.
Additionally, winter storms and ice can be a challenge, disrupting daily life, causing power outages, and making roads hazardous. While the beauty of Missouri’s seasons is undeniable, the potential for severe weather and natural disasters is a reality that residents must prepare for and contend with, impacting considerations around safety, insurance, and emergency planning.
7. Seasonal Allergies (Especially Pollen)
Dealing with seasonal allergies, especially pollen, is another notable downside of living in Missouri that residents, including myself, often grapple with. In fact, Missouri is the 15th worst state to live for folks affected by pollen allergies. The diverse plant life here, while beautiful, contributes to a high pollen count during spring and fall. Trees like oak, ash, and hickory, along with a variety of grasses and weeds, release pollen that can trigger allergic reactions ranging from mild to severe.
During peak season, the air is thick with pollen – a yellow haze, visibly coating cars and outdoor surfaces, and making it impossible for allergy sufferers to enjoy the outdoors without sneezing, itchy eyes, and congestion. The high humidity levels in Missouri (more on that in a moment) can also exacerbate mold growth, another common allergen, further affecting indoor air quality and contributing to allergy symptoms.
8. Hot & Humid Summers
Who doesn’t love the sensation of a hot, wet, heavy blanket being thrown over them on a hot summer’s day? Am I right? If this doesn’t sound like you’re version of paradise then summers here may be a bit of an adjustment for you. Of all the things I love about living in Missouri, the humidity is not one of them.
If you’re from the east coast, especially the southeast, you can skip this section as you know all too well what I’m talking about. But for those of us from less humid sections of the country, this one boggles the senses. Be ready to pony up for a deluxe air conditioner, a dehumidifier (yes, you read that right), and lots of spare changes of clothes for the months of June through September.
FAQ – Living in Missouri
FAQ – Living in Missouri
Missouri is ideal for those seeking an affordable cost of living, nature lovers drawn to its outdoor recreation, and anyone valuing a central U.S. location. It suits families and individuals looking for a community-oriented lifestyle with a mix of urban and rural settings. Job seekers in agriculture, manufacturing, and technology can find opportunities here. With its rich cultural heritage, delicious food scene, and friendly atmosphere, Missouri offers a welcoming environment for newcomers and a diverse lifestyle for residents.
Missouri is an excellent retirement destination for those seeking affordability, with a low cost of living and reasonable healthcare costs. Retirees can enjoy a plethora of outdoor activities in the state’s beautiful parks and recreational areas. Its central location is perfect for those who wish to travel or have family spread across the country. Missouri’s diverse communities offer a warm, welcoming atmosphere, and its cultural and entertainment options ensure an engaging, fulfilling retirement lifestyle without stretching the budget.
Missouri is known for its iconic Gateway Arch in St. Louis, vibrant musical heritage including jazz and blues, delicious barbecue cuisine, beautiful Ozark Mountains, historic Route 66, and significant role in westward expansion. It’s a state with a rich cultural history, diverse landscapes, and a strong sense of community.
People are attracted to Missouri for its affordability, with a cost of living that’s lower than the national average, making essentials like housing and utilities more budget-friendly. The state’s natural beauty, from the Ozark Mountains to scenic rivers, offers ample outdoor recreation for nature enthusiasts. Missouri’s central location in the U.S. makes travel and logistics convenient. Additionally, the state’s rich cultural heritage, vibrant food scene, and friendly community vibes provide a welcoming atmosphere for newcomers.
Map of Missouri
Summary of the Pros & Cons of Living in Missouri
- Low Cost of Living
- Affordable Housing
- Missouri is Naturally Beautiful
- Great Outdoor Recreation
- Central Location
- Delicious Food
- Friendly Community Vibes
- Health Care System is Lacking
- Unhealthy Population
- Low Wages
- High Crime Rates
- Prevalent Rural Poverty
- Prone to Natural Disasters
- Seasonal Allergies (Especially Pollen)
- Hot & Humid Summers
Compare the Pros vs Cons of Living in Missouri
Pros | Cons |
---|---|
Low Cost of Living | Health Care System is Lacking |
Affordable Housing | Unhealthy Population |
Missouri is Naturally Beautiful | Low Wages |
Great Outdoor Recreation | High Crime Rates |
Central Location | Prevalent Rural Poverty |
Delicious Food | Prone to Natural Disasters |
Friendly Community Vibes | Seasonal Allergies (Especially Pollen) |
Hot & Humid Summers |
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E. Naylor says
I have lived in six states. I went to Washington University in St. Louis and stayed. I disagree with your assessment of the healthcare system which is excellent. The rest of the comments, I agree. I live in a safe neighborhood. The work environment has drastically changed mostly due to merges. Companies like Anheuser Busch now IMBEV, Macdonald Douglas now Boeing, Ralston Purina now Nestle, and Monsanto now Bayer are the biggest losses, plus relocations of TWA and Southwestern Bell. It changed St. Louis’s national ranking from one of the major headquarter locations to almost none though Hallmark, Emerson, and others remain. One thing has also changed. Politically it is RED. Bad for everybody. I miss Claire McCaskill