Article Overview: Pros & Cons of Living in Nebraska, Moving to Nebraska
Thinking about making a move to Nebraska? Hold on to your husks! As a proud Nebraskan, I’m here to spill the beans (popcorn, not coffee) on the real deal – the good, the bad, and the undeniably quirky sides of life in the Cornhusker State.
Now, before you start picturing endless fields of corn and tumbleweeds rolling down Main Street, let me assure you, there’s way more to Nebraska than meets the eye. But hey, transparency is key, right? So, whether you’re a city slicker craving wide-open spaces or a small-town dreamer looking for genuine community, saddle up for an honest guide to Nebraska living.
We’ll dive deep into the pros and cons, from affordable living and breathtaking nature to brutal winters and limited cultural scenes. You’ll get the straight scoop on job opportunities, schools, cities, and hidden gems – all delivered with a healthy dose of Nebraskan hospitality.
Editor’s Note: Our regular readers are well aware that the real treasures often lie within the comments section. Be sure to dive into the comments below to explore insights from other locals. We continuously refresh this post with new feedback to ensure it remains as relevant and useful as possible. Happy reading!
Living in Nebraska
Table of Contents: Pros & Cons of Living in Nebraska
Pros of Living in Nebraska
1. Low Cost of Living
Let’s kick this off with the top reason that folks love living in Nebraska – it’s cheaper! It’s no secret things are a lot less expensive here compared to the national average. In fact, Nebraska has the 12th lowest cost of living in the United States. Here’s a quick breakdown:
- Housing: Renting or buying an apartment or house in Nebraska could save you a whopping 18% or more compared to the rest of the U.S (more on this in a moment).
- Groceries: Filling your fridge won’t break the bank. Food costs in Nebraska are typically 5% lower than the national average, meaning you can enjoy fresh, local produce without guilt.
- Taxes: No income tax is a total game changer.
- Utilities: Keeping the lights on and staying warm (or cool!) won’t cost you an arm and a leg. Utility bills in Nebraska are generally 13% lower than the national average.
2. No State Income Tax
This one speaks for itself. Nebraska is one of nine states with no income taxes. The savings here are immense and speak for themselves. It’s one of the top reasons people move to Nebraska and for good reason. Sense a “but” coming up? Yeah, they’ve got to make it up somehow (more on that in the cons department).
3. Homes Are Still Affordable
The average home price in Nebraska of around $250k is nearly 20% lower than the national average. That means the countless millennials who have been all but locked out of the housing market still have a chance here. Is Nebraska really a millennial type of state? Let’s just say it isn’t making many lists – yet.
That aside, if you count yourself as one of the millions of folks still looking to get a taste of that part of the American dream which entails owning your own home, living in Nebraska is a great option. Few are better. In fact, Nebraska has the seventh lowest home prices in the country.
4. Beautiful Natural Scenery
So I’ve got mixed feelings on this one which I’ll cover in the cons below, but it’s undeniable that there is some really stunning natural scenery in Nebraska. Here’s a few of the top spots to check out:
- Missouri National Recreational River: One of my favorite spots to kayak and canoe – everyone should experience this place. Towering bluffs and hidden waterfalls that largely look the same as when Lewis & Clark paddled by.
- Chimney Rock: An iconic landmark that rises 300 feet above the surrounding plains was an important landmark for travelers on the Oregon Trail and is still amazing to visit today.
- Agate Fossil Beds National Monument: Explore the unique landscape of this monument which contains some of the best-preserved Oligocene fossils in the world. Hike, camp, or simply enjoy the views.
- Pine Ridge: Discover lush forests home to towering pines and hidden gems like Toadstool Geologic Park with its otherworldly rock formations resembling a lunar landscape. Witness the awe-inspiring migration of Sandhill Cranes through the Platte River valley.
- Lake McConaughy: Beach vibes in the prairie! Golden sand awaits at Lake McConaughy, with gentle lapping replacing crashing waves. Fish, sail, or build sandcastles – summer vacation without the crowds!
- Sandhills: Hike, bike, or sandboard down giant dunes sculpted by ancient winds in the Sandhills in this otherworldly spot.
5. Outdoor Recreation
If you’re big into outdoor recreation then you’ll be glad to know there’s plenty of it here. I’m a nature nut myself and spend as much time outside as I possibly can. Living in Nebraska has been so much fun for me personally largely thanks to the great recreation options here.
Whether you’re a seasoned hunter seeking trophy bucks, a fly-fisherman casting for elusive trout, or a hiker craving the thrill of the trail, this state has your adventure fix. Hunters can stalk deer, pheasants, and all sorts of waterfowl, while anglers can cast for catfish, walleyes, and trout in lakes, rivers, and crystal-clear streams. Hiking enthusiasts will find challenging trails in state parks like Chadron and Wildcat Hills, as well as more peaceful paths through windswept grasslands (plenty of those).
Winter transforms Nebraska into a different kind of wonderland. Strap on snowshoes to explore frozen forests, carve turns down slopes at ski resorts (yes we have those), or try ice fishing for a unique thrill with a tasty reward.
6. Lots of Jobs
Those moving to Nebraska without a job lined up (like me) need not worry. Nebraska has the fifth lowest unemployment rate in the US. The jobs are plentiful. Here’s the scoop:
- Low unemployment: With a rate hovering around 2.3%, the odds of landing your dream job are looking good. Companies are actively seeking talented individuals across various fields.
- Diverse opportunities: Don’t get stuck thinking Nebraska is just cornfields and cows. The job market spans diverse industries, including healthcare, manufacturing, agriculture, technology, and finance. Fortune 500 companies like Conagra Brands and Union Pacific call Nebraska home, along with a thriving small business scene.
- Growing sectors: Healthcare, professional and business services, and education are experiencing particularly strong growth. If you’re in these fields, Nebraska could be your launchpad to career success.
- Salary sweet spot: While salaries might not compete with major coastal cities, the lower cost of living in Nebraska means your paycheck stretches further. You can enjoy a comfortable lifestyle without the hefty price tag.
7. Strong Education System
A lot of folks seem to be surprised by the fact that Nebraska has the seventh highest ranked education system in America. I know I was surprised to learn that before moving here. Here’s a quick overview of things to know in case you or your family will be enrolling in a Nebraska school:
- Strong Rankings: Public schools in Nebraska rank about 11th nationally which means quality education for your kids. Plus, the University of Nebraska system offers renowned programs like the Big Ten-affiliated UNL and UNMC medical center.
- Choice is Yours: Public, private, and charter schools cater to diverse needs. Many districts offer specialized programs like magnet schools and career academies.
- Focus on Affordability: Compared to national averages, Nebraska offers far lower tuition rates at both public universities and colleges. Couple that with no income tax, and you’ve got a recipe for cost-effective education.
Cons of Moving to Nebraska
1. High Property Taxes
Starting off with the cons, there’s just no sugarcoating the cold reality of property taxes here – they’re brutal. At 1.63%, Nebraska has the 7th highest property taxes in America. That translates to the average homeowner shelling out a whopping $3,091 annually, potentially double what you’d pay elsewhere. While rural areas offer some relief, urban centers pack an even bigger punch with some over 2%.
Sure, lower housing costs and other expenses might ease the pain, but it’s a significant budget hit you shouldn’t ignore. If affordability reigns supreme in your decision-making, don’t underestimate the impact. Research meticulously: compare overall cost of living, factor in specific locations, and weigh it against your financial comfort zone.
2. Surviving the Brutal Winters
Easily the hardest part of living in Nebraska for me is the brutal, never-ending winters that drag on and on. Some years are worse than others but they’re all bad. In fact, Nebraska has the seventh most miserable winters in the United States.
The temperatures drop well below freezing in large parts of the state, often subzero, which makes venturing beyond the comforts of home daunting and sometimes dangerous. Depending on the year, we’ll get unbelievable amounts of snow which might sound like fun but trust me, it’s not. I’m talking dig your way out of the front door amounts of snow.
You kind of get used to it after a while but it never really gets better. When the leaves start dropping so do the moods of lots of the locals here.
3. Lack of Major Cities
Ok let’s name all of the Nebraska cities with populations greater than 500,000 – ready? If you answered “there are none”, you’re right! Now we do have Omaha which will likely 500k residents before the end of the decade, but outside of that the list is pretty bleak. The state’s population is heavily concentrated with more than 50% of folks living within 50 miles of the Missouri River. Go beyond that and you’ve practically got the place to yourself – just you and oceans of grass.
Largest Cities in Nebraska by Population
- Omaha: Population: 489,201
- Lincoln: Population: 290,531
- Bellevue: Population: 63,336
- Grand Island: Population: 52,822
- Kearney: Population: 33,809
4. Nebraska Is a Cultural Desert
As a Nebraska local, it often feels like we’re on the outside looking in when it comes to cultural opportunities. Sure, we have our local fairs and community events, but when you hear about the bustling art scenes, theater productions, and concerts happening in bigger cities, it’s hard not to feel a bit left out. Growing up in bigger cities this is one of the things I miss most.
We cherish what we have, but the scale and variety just can’t compare. The richness of world-class museums, galleries, and live performances that major metropolitan areas boast is something we yearn for. It’s not that we lack culture or community spirit; it’s just that the breadth of experiences available to us seems narrower.
5. The Drought is Getting Worse
Currently about 25% of the state of Nebraska is experiencing drought conditions including the most populated parts. As a local, I’ve seen the devastating effects first hand – farmers around me struggling to maintain crop yields and keep livestock healthy amidst the parched earth. The financial strain comes through in conversations at our community gatherings. Water restrictions have touched all of us, turning once lush gardens and lawns brown, and putting additional pressure on our small businesses.
It’s not just about economics; the drought wears on your mental well-being, stirring a mix of anxiety and a deep sense of helplessness. The dry, crackling underbrush outside town is a constant wildfire threat, a worry always at the back of our minds. Given the climate conditions it’s tough to see this improving and I’d be lying if I said I wasn’t worried about what the next 10 years looks like for us.
6. Natural Disasters (Tornadoes & Flooding)
The reality of tornadoes and flooding living in Nebraska is as relentless as it is unforgiving. Every year, as part of life in Tornado Alley, we brace ourselves for the possibility of 57 tornadoes tearing through our state (the average), a stark figure that translates into sleepless nights, destroyed homes, and the constant threat hanging over our heads. I’ve seen the sky turn a terrifying shade of black, felt the ominous stillness before the storm, and heard the sirens that send us scrambling for cover. The aftermath is always a sobering sight: neighborhoods I grew up in, reduced to debris, and the question of “What now?” lingering in the air.
Flooding is no less devastating. With Nebraska’s rivers prone to swelling, the floods have become a destructive counterpart to our tornado seasons. I’ve witnessed fields meant for crops turned into vast lakes, homes filled with mud and memories washed away. The 2019 floods were a harsh reminder, causing billions in damages and a long, heartbreaking road to recovery for many in our community.
These experiences are not just statistics or news segments; they’re our lived reality. For anyone considering making Nebraska their home, it’s crucial to understand that while this state offers a strong sense of community and stunning natural beauty, it also demands a certain resilience.
7. Monotonous Scenery
I know I’ll catch some flack for this one from some of my neighbors and friends who totally disagree but it’s worth mentioning because I’m not the only one who feels this way. I know that there’s some really beautiful scenery in Nebraska yada, yada. But by and large it’s the same – wide open, big sky, grassy plains, rolling hills.
If you love that, welcome home. Nebraska is the place for you – you’ll love living here (South Dakota, North Dakota, & Kansas also good options). But after a while, it’s something that can grate on you a bit on a day to day level. And depending on where you live, getting to some of the more varied landscapes might take an hours long drive.
8. Long Drives & Lack of Public Transportation
The reality of our limited public transportation hits home for me every day. My car is my lifeline to the outside world. Every errand, job opportunity, or visit to friends involves calculating travel times and distances. The vast open spaces of Nebraska translate into long, solitary drives. I’ve come to know every mile of the road between my house and the nearest decent sized city, watching the seasons change over endless stretches of highway.
This car-dependent lifestyle isn’t without its costs—both financially, with maintenance and fuel, and personally, as it limits spontaneous. My daily life, like practically all Nebraskans’, revolves around the necessity of car ownership, shaping not just how we live but also how we connect with our community.
FAQ – Living in Nebraska
FAQ – Living in Nebraska
Affordable, safe, and brimming with community spirit, Nebraska could be your perfect fit. Enjoy low housing costs, no income tax, and excellent schools while basking in friendly smiles and stunning landscapes. However, prepare for harsh winters, monotonous scenery, lack of amenities, and limited public transportation.
Nebraska is a great place to retire for folks seeking peace and affordability. Enjoy low taxes, active senior communities, and access to quality healthcare while immersing yourself in nature or vibrant cultural offerings. Just remember, winters can be harsh, and the cultural scene might not be as diverse as in larger cities.
Absolutely! From budget-friendly housing and groceries to no income tax, Nebraska stretches your dollar further. Prepare for slightly higher property taxes, but overall, you’ll enjoy a significantly lower cost of living compared to national averages.
Embrace the four distinct seasons, especially the potentially harsh winters. Owning a car is crucial for getting around, and be prepared for a slower pace of life compared to bustling cities. Research job opportunities, explore communities, and visit if possible to ensure Nebraska matches your lifestyle and expectations.
From the legendary Cornhusker football team to the vast Sandhills ecosystem, Nebraska boasts unique treasures. Dive into the world-class Henry Doorly Zoo, witness the power of Strategic Air Command, or celebrate conservation on Arbor Day.
Summary of the Pros & Cons of Living in Nebraska
- Low Cost of Living
- No State Income Tax
- Homes Are Still Affordable
- Beautiful Scenery
- Outdoor Recreation
- Lots of Jobs
- Strong Education System
- High Property Taxes
- Surviving the Brutal Winters
- Lack of Major Cities
- Nebraska Is a Cultural Desert
- The Drought is Getting Worse
- Natural Disasters (Tornadoes & Flooding)
- Monotonous Scenery
- Lack of Public Transportation
Compare the Pros vs Cons of Living in Nebraska
Pros | Cons |
---|---|
Low Cost of Living | High Property Taxes |
No State Income Tax | Surviving the Brutal Winters |
Homes Are Still Affordable | Lack of Major Cities |
Beautiful Scenery | Nebraska Is a Cultural Desert |
Outdoor Recreation | The Drought is Getting Worse |
Lots of Jobs | Natural Disasters (Tornadoes & Flooding) |
Strong Education System | Monotonous Scenery |
Lack of Public Transportation |
Map of Nebraska
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Leave Me A Comment!
Whether you agree or totally disagree with anything I said in here please share your perspective! I keep this article updated based on your feedback so this continues to help folks interested in moving to our state. Have a question about moving here? I or someone else reading will be happy to take it on. Thanks for reading!
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Steph says
Thank you for sharing all of this information. We would be relocating for work and looking for a newer house with land, anywhere between Lincoln and North Platte. We are looking on Zillow.com and there doesn’t seem to be much available, everything is fairly old. Do you have any knowledge of this?