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Rankings · Cities Most Exposed to Disasters The Honest Local Disaster Score

Los Angeles, California Is the Most Exposed to Disasters of Any Big City in America (2026)

Cities Most Exposed to Disasters, read from the other end of our cities safest from disasters list. Same readings, same sources, 104 cities, the 100 largest metro areas and every city we cover.

By The Honest Local · 104 cities · every value links to its public source
0Los Angeles, California leads on The Honest Local Disaster Score, 104 cities, the 100 largest metro areas and every city we coverHow exposed a place is to natural disasters, blended with what those disasters cost when they hit.
Los Angeles, California
Los Angeles, California, No. 1 highest of 104.
The top five cities Disaster Score out of 100, and the readings behind it

Cities Most Exposed to Disasters on the map

Disaster Score, cities hover for the numbers, click for every one
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FEMA's overall risk score blended with its expected annual loss score, how exposed a place is to natural disasters and what they cost when they hit.

Cities Most Exposed to Disasters, all 104

The full ranking disaster score, 0 to 100
PlaceDisaster Scoreout of 100Risk scoreExpected loss
1Los Angeles, Californiabig city0
10001000
2Chicago, Illinoisbig city0.7
10011001
3Riverside, Californiabig city1.7
10021001
4Houston, Texasbig city1.7
10011002
5Phoenix, Arizonabig city2.6
10031003
6San Jose, Californiabig city3.3
10031003
7Seattle, Washingtonbig city4.3
10051004
8San Diego, Californiabig city4.3
10041005
9Dallas, Texasbig city5.3
10051005
10Miami, Floridabig city6.3
10061007
11San Francisco, Californiabig city6.9
10081006
12Las Vegas, Nevadabig city7.2
10071007
13Philadelphia, Pennsylvaniabig city7.6
1007999
14Oxnard, California8.6
9991008
15San Antonio, Texasbig city9.3
9999910
16Fresno, Californiabig city10.5
99119911
17Memphis, Tennesseebig city10.6
99109911
18Tucson, Arizonabig city11.5
99119912
19Cape Coral, Florida13.8
99129916
20Tampa, Floridabig city14.2
99159914
21Salt Lake City, Utah14.2
9919999
22Honolulu, Hawaiibig city14.5
99169913
23Charleston, South Carolina15.5
99189913
24Bakersfield, Californiabig city16.1
99149918
25Detroit, Michiganbig city16.2
99139919
26Stockton, Californiabig city17.4
99189916
27Portland, Oregonbig city17.4
98209915
28Minneapolis, Minnesotabig city18.5
98229915
29St. Louis, Missouribig city19.1
99179821
30Orlando, Floridabig city19.1
98209918
31McAllen, Texas19.1
99139826
32Melbourne, Florida20.4
98219920
33New York, New Yorkbig city21.1
99169826
34Milwaukee, Wisconsinbig city22.4
98229823
35Louisville, Kentuckybig city23.4
98239824
36Sacramento, Californiabig city23.7
98259822
37Pittsburgh, Pennsylvaniabig city23.7
98269822
38Columbus, Ohiobig city25.3
98269824
39New Orleans, Louisianabig city25.4
98249827
40Austin, Texasbig city25.4
98309920
41Oklahoma City, Oklahomabig city28.6
98289829
42Tulsa, Oklahomabig city29.6
98299730
43Sarasota, Florida29.6
98249735
44Cleveland, Ohiobig city30
98279733
45Charlotte, NCbig city30.9
97379825
46Washington DC, Washington, DCbig city30.9
98329830
47Buffalo, New Yorkbig city31.3
98319732
48Baton Rouge, Louisiana31.6
98289736
49Indianapolis, Indianabig city32.6
97339732
50Savannah, Georgia33.6
97349734
51Birmingham, Alabama35.2
98329739
52Jacksonville, Floridabig city35.6
97359736
53Raleigh, North Carolinabig city35.9
96449828
54Jacksonville, Floridabig city36.2
97369737
55Reno, Nevadabig city36.2
97389734
56Nashville, Tennesseebig city36.9
97369738
57Provo, Utah38.5
95469731
58Wichita, Kansasbig city39.2
97399740
59Kansas City, Missouribig city40.1
97409740
60Little Rock, Arkansas41.1
97389645
61Omaha, Nebraskabig city41.8
96429741
62Lakeland, Florida41.8
97409644
63Cincinnati, Ohiobig city41.8
96419643
64Atlanta, Georgiabig city41.8
96439741
65Daytona Beach, Florida43.8
96419646
66Denver, Coloradobig city44.4
95479742
67Colorado Springs, Coloradobig city47.1
94519643
68Huntsville, AL47.7
95489547
69Madison, Wisconsinbig city49.7
94539547
70Greenville, SC50
94519549
71Albuquerque, New Mexicobig city50.3
94499451
72Baltimore, Marylandbig city51.7
95479356
73Worcester, Massachusetts52.3
94559550
74El Paso, Texasbig city53.3
95459262
75Rochester, New York53.3
94539453
76Chattanooga, Tennessee55.3
93579454
77Columbia, South Carolina55.9
93579455
78Greensboro, North Carolinabig city56.3
93569357
79Providence, Rhode Island56.6
94549359
80Vancouver, Washington56.6
92639451
81Jackson, Mississippi56.6
94509263
82Allentown, Pennsylvania56.6
94529361
83Grand Rapids, Michigan57.6
92639452
84Fayetteville, Arkansas59.9
92629358
85Des Moines, Iowa59.9
92659455
86Boston, Massachusettsbig city59.9
94559265
87Knoxville, Tennessee60.5
92649357
88Dayton, Ohio61.2
93609263
89Toledo, Ohiobig city62.8
92619265
90Winston-Salem, North Carolinabig city66.1
92659167
91Syracuse, New York67.4
91669168
92Boise, Idaho68.1
88729264
93Akron, Ohio68.1
91679169
94Harrisburg, Pennsylvania68.8
91689170
95Spokane, Washington70.1
90709170
96Durham, North Carolinabig city71.1
90709072
97Ogden, Utah71.4
87759168
98Asheville, North Carolina72.1
89718973
99Poughkeepsie, New York72.1
88728972
100Augusta, Georgia75.7
87748678
101Albany, New York76.3
86768776
102Portland, Maine80.9
77888874
103Richmond, Virginia86.5
78867987
104Virginia Beach, Virginiabig city94.8
58977392
Sources and method
  1. FEMA National Risk Index, county table · December 2025 release

How we got this. The Disaster Score is The Honest Local’s own recipe. Each source ranks every place on its own from 0 to 100 and the score is the average, so a place has to do well on all of them to lead. We don't lean on one FEMA number alone, so we blend two from the same National Risk Index county table. FEMA's overall risk score, which folds expected loss, social vulnerability and community resilience across eighteen hazards into one figure, and FEMA's expected annual loss score, a different lens that reads what those disasters cost in dollars when they hit. Each source ranks every place against every other place that has it and the average of the two ranks is the score that decides the list. The plain risk score is still what we show you. A city uses its own county. For a state we never hand you one county's reading and call it the state's. We weight every county in the state by population, for each source on its own. It refreshes once a year, on FEMA's release cycle. For Los Angeles, California, that means FEMA NRI Risk Score for Los Angeles County/equivalent (FIPS 06037), population 10,005,712.

Rankings by The Honest Local from public data, one page per list, refreshed on each source’s own cycle. Places with no reading are left out rather than estimated. Every value on this page carries its source in the page’s structured data.

Photos Shutterstock/Marek Masik · Shutterstock · More Than Just Parks.