Colored from lowest to lowest risk; every reading with its source and period one click away on its ranking page. Switch lenses on the map for rent, taxes, sunshine, air, safety and the rest.
One email a week, written from the tape. What changed, what locals said, what got answered. What’s in it · or watch one place.
| Place | Disaster Score | As of | |
|---|---|---|---|
| 1st | Virginia Beach | 97.7 1 expected loss-rate percentile | December 2025 release |
| 2nd | Portland, Maine | 93.8 8.1 expected loss-rate percentile | December 2025 release |
| 3rd | Madison | 91.8 3.2 expected loss-rate percentile | December 2025 release |
| 4th | Spokane | 89.3 1.1 expected loss-rate percentile | December 2025 release |
| 5th | Grand Rapids | 88.4 6.3 expected loss-rate percentile | December 2025 release |
| 6th | Des Moines | 86.2 10.3 expected loss-rate percentile | December 2025 release |
| 7th | Atlanta, Georgia | 86.2 5.7 expected loss-rate percentile | December 2025 release |
| 8th | Minneapolis | 84.9 8.8 expected loss-rate percentile | December 2025 release |
| 8th | Boise, Idaho | 84.9 21.2 expected loss-rate percentile | December 2025 release |
| 10th | Austin | 80.6 20.5 expected loss-rate percentile | December 2025 release |
| 10th | Albany | 80.6 3.7 expected loss-rate percentile | December 2025 release |
| 12th | Worcester | 79.5 12.6 expected loss-rate percentile | December 2025 release |
| 13th | Raleigh | 77.7 31.8 expected loss-rate percentile | December 2025 release |
| 14th | Knoxville | 76 16.7 expected loss-rate percentile | December 2025 release |
| 15th | Vancouver, Washington | 74.7 32.2 expected loss-rate percentile | December 2025 release |
| 16th | Washington DC | 73.7 0.3 expected loss-rate percentile | December 2025 release |
| 17th | Akron | 73.4 3.4 expected loss-rate percentile | December 2025 release |
| 18th | Richmond | 72.1 1.2 expected loss-rate percentile | December 2025 release |
| 19th | Kansas City | 72.1 16 expected loss-rate percentile | December 2025 release |
| 20th | Ogden | 71.4 41.4 expected loss-rate percentile | December 2025 release |
| 21st | Greenville, SC | 69.8 28.5 expected loss-rate percentile | December 2025 release |
| 22nd | Syracuse | 69.4 9.7 expected loss-rate percentile | December 2025 release |
| 23rd | Salt Lake City | 68.8 44.7 expected loss-rate percentile | December 2025 release |
| 24th | Poughkeepsie | 68.4 31.2 expected loss-rate percentile | December 2025 release |
| 24th | Fayetteville, Arkansas | 68.4 19.2 expected loss-rate percentile | December 2025 release |
| 26th | Rochester, New York | 67.8 2.9 expected loss-rate percentile | December 2025 release |
| 27th | Durham | 65.5 30.3 expected loss-rate percentile | December 2025 release |
| 28th | Columbus | 65.2 13.4 expected loss-rate percentile | December 2025 release |
| 29th | Pittsburgh | 64.2 22.6 expected loss-rate percentile | December 2025 release |
| 30th | Asheville | 63.9 21.1 expected loss-rate percentile | December 2025 release |
| 31st | Cincinnati | 63.5 7.7 expected loss-rate percentile | December 2025 release |
| 32nd | Omaha | 62.9 42.7 expected loss-rate percentile | December 2025 release |
| 33rd | Wichita | 60.9 30.7 expected loss-rate percentile | December 2025 release |
| 34th | Provo | 60.6 62.2 expected loss-rate percentile | December 2025 release |
| 35th | Colorado Springs | 60.5 58.5 expected loss-rate percentile | December 2025 release |
| 35th | Charlotte, NC | 60.5 48.5 expected loss-rate percentile | December 2025 release |
| 37th | Columbia, South Carolina | 60.4 28.4 expected loss-rate percentile | December 2025 release |
| 38th | Dayton | 60.2 8.9 expected loss-rate percentile | December 2025 release |
| 39th | Milwaukee | 58.6 1.6 expected loss-rate percentile | December 2025 release |
| 40th | Phoenix | 57.2 39.3 expected loss-rate percentile | December 2025 release |
| 41st | Albuquerque | 56.9 15 expected loss-rate percentile | December 2025 release |
| 42nd | Cleveland | 56.6 3.5 expected loss-rate percentile | December 2025 release |
| 43rd | Indianapolis | 56.3 21.6 expected loss-rate percentile | December 2025 release |
| 43rd | Sacramento | 56.3 29.1 expected loss-rate percentile | December 2025 release |
| 45th | Boston | 54.5 1.7 expected loss-rate percentile | December 2025 release |
| 46th | Denver | 54 63 expected loss-rate percentile | December 2025 release |
| 47th | Seattle | 53.6 77.5 expected loss-rate percentile | December 2025 release |
| 48th | Baltimore | 53.3 0.6 expected loss-rate percentile | December 2025 release |
| 49th | Allentown | 52.6 11.8 expected loss-rate percentile | December 2025 release |
| 50th | Toledo | 52 17.1 expected loss-rate percentile | December 2025 release |
| 51st | Las Vegas | 51.8 18.4 expected loss-rate percentile | December 2025 release |
| 52nd | Buffalo | 50 26.2 expected loss-rate percentile | December 2025 release |
| 53rd | Greensboro | 49.8 28.7 expected loss-rate percentile | December 2025 release |
| 54th | Providence | 49.7 19.6 expected loss-rate percentile | December 2025 release |
| 55th | Augusta, Georgia | 49.7 10.4 expected loss-rate percentile | December 2025 release |
| 56th | Winston-Salem | 49.5 33.1 expected loss-rate percentile | December 2025 release |
| 57th | Portland | 49.3 53.4 expected loss-rate percentile | December 2025 release |
| 58th | Orlando, Florida | 48.4 47.3 expected loss-rate percentile | December 2025 release |
| 59th | Harrisburg | 48.2 44.7 expected loss-rate percentile | December 2025 release |
| 60th | Detroit | 48 4.5 expected loss-rate percentile | December 2025 release |
| 61st | Huntsville, AL | 47.5 61.2 expected loss-rate percentile | December 2025 release |
| 62nd | Chattanooga | 47.2 46.7 expected loss-rate percentile | December 2025 release |
| 63rd | San Jose, California | 46.1 91.6 expected loss-rate percentile | December 2025 release |
| 64th | New York | 45.8 5.3 expected loss-rate percentile | December 2025 release |
| 65th | El Paso | 45.1 6.4 expected loss-rate percentile | December 2025 release |
| 66th | Jacksonville, Florida | 44.3 44 expected loss-rate percentile | December 2025 release |
| 67th | Reno | 42.4 81 expected loss-rate percentile | December 2025 release |
| 68th | Charleston | 41.4 94.4 expected loss-rate percentile | December 2025 release |
| 69th | Tulsa | 41.1 32.6 expected loss-rate percentile | December 2025 release |
| 70th | Philadelphia | 40.5 14.8 expected loss-rate percentile | December 2025 release |
| 70th | Chicago | 40.5 28.3 expected loss-rate percentile | December 2025 release |
| 72nd | Nashville | 39.8 48.1 expected loss-rate percentile | December 2025 release |
| 73rd | San Diego | 38.5 90.5 expected loss-rate percentile | December 2025 release |
| 74th | Honolulu | 38.3 92.1 expected loss-rate percentile | December 2025 release |
| 75th | Tampa | 38.2 60.4 expected loss-rate percentile | December 2025 release |
| 76th | Dallas, Texas | 37.5 29.5 expected loss-rate percentile | December 2025 release |
| 77th | Oklahoma City | 36.3 44.1 expected loss-rate percentile | December 2025 release |
| 78th | Oxnard | 33.3 92.9 expected loss-rate percentile | December 2025 release |
| 79th | Birmingham | 32.6 46.2 expected loss-rate percentile | December 2025 release |
| 80th | San Antonio, Texas | 31.6 41.2 expected loss-rate percentile | December 2025 release |
| 81st | St. Louis | 29.3 38.2 expected loss-rate percentile | December 2025 release |
| 82nd | Riverside | 27 98.8 expected loss-rate percentile | December 2025 release |
| 83rd | Stockton | 26.6 80.6 expected loss-rate percentile | December 2025 release |
| 84th | San Francisco | 26.5 78.3 expected loss-rate percentile | December 2025 release |
| 85th | Louisville | 24.4 63.1 expected loss-rate percentile | December 2025 release |
| 86th | Savannah | 22.3 96.4 expected loss-rate percentile | December 2025 release |
| 87th | Baton Rouge | 21.6 53.6 expected loss-rate percentile | December 2025 release |
| 88th | Melbourne | 21.4 95.6 expected loss-rate percentile | December 2025 release |
| 89th | Lakeland | 20.8 80.2 expected loss-rate percentile | December 2025 release |
| 90th | Memphis | 20.4 50 expected loss-rate percentile | December 2025 release |
| 91st | Tucson | 20.1 79 expected loss-rate percentile | December 2025 release |
| 92nd | Little Rock | 19 69 expected loss-rate percentile | December 2025 release |
| 93rd | Daytona Beach | 16.8 80.9 expected loss-rate percentile | December 2025 release |
| 94th | Los Angeles, California | 13.5 89.2 expected loss-rate percentile | December 2025 release |
| 95th | Houston, Texas | 12.9 75.3 expected loss-rate percentile | December 2025 release |
| 96th | Bakersfield | 12.2 80.5 expected loss-rate percentile | December 2025 release |
| 97th | Fresno | 11.2 87.8 expected loss-rate percentile | December 2025 release |
| 98th | McAllen | 10.2 67.7 expected loss-rate percentile | December 2025 release |
| 99th | Miami | 8.6 79.8 expected loss-rate percentile | December 2025 release |
| 100th | New Orleans | 6.6 95.6 expected loss-rate percentile | December 2025 release |
| 101st | Jackson, Mississippi | 6.3 82.2 expected loss-rate percentile | December 2025 release |
| 102nd | Sarasota | 4.9 95.2 expected loss-rate percentile | December 2025 release |
| 103rd | Cape Coral | 3.1 95.6 expected loss-rate percentile | December 2025 release |
| Place | Disaster Score | As of | |
|---|---|---|---|
| 1st | Maryland | 82.4 4.7 expected loss-rate percentile | December 2025 release |
| 2nd | Vermont | 79.3 26.2 expected loss-rate percentile | December 2025 release |
| 3rd | Wisconsin | 78.2 10.5 expected loss-rate percentile | December 2025 release |
| 4th | Minnesota | 78 27.6 expected loss-rate percentile | December 2025 release |
| 5th | Maine | 74.9 21.8 expected loss-rate percentile | December 2025 release |
| 6th | Virginia | 74.7 17.9 expected loss-rate percentile | December 2025 release |
| 7th | Massachusetts | 72.4 16.9 expected loss-rate percentile | December 2025 release |
| 8th | North Dakota | 72.1 36.5 expected loss-rate percentile | December 2025 release |
| 8th | Idaho | 72.1 30.9 expected loss-rate percentile | December 2025 release |
| 10th | Utah | 67.4 47.2 expected loss-rate percentile | December 2025 release |
| 11th | Kansas | 66.7 32.3 expected loss-rate percentile | December 2025 release |
| 11th | Michigan | 66.7 10.3 expected loss-rate percentile | December 2025 release |
| 13th | Iowa | 65.2 39.9 expected loss-rate percentile | December 2025 release |
| 14th | Rhode Island | 64.8 15.5 expected loss-rate percentile | December 2025 release |
| 15th | Ohio | 64.4 14.5 expected loss-rate percentile | December 2025 release |
| 16th | Indiana | 63.2 24.5 expected loss-rate percentile | December 2025 release |
| 17th | Colorado | 61.9 50.7 expected loss-rate percentile | December 2025 release |
| 18th | Georgia | 61.2 24.7 expected loss-rate percentile | December 2025 release |
| 19th | New Hampshire | 60.9 54.5 expected loss-rate percentile | December 2025 release |
| 20th | South Dakota | 59.9 39.3 expected loss-rate percentile | December 2025 release |
| 21st | Nebraska | 59.7 52.7 expected loss-rate percentile | December 2025 release |
| 22nd | Wyoming | 58.4 37.2 expected loss-rate percentile | December 2025 release |
| 23rd | Montana | 57.6 34.7 expected loss-rate percentile | December 2025 release |
| 24th | Missouri | 55.6 39.2 expected loss-rate percentile | December 2025 release |
| 25th | Pennsylvania | 52.3 22.5 expected loss-rate percentile | December 2025 release |
| 26th | Illinois | 51.9 29.6 expected loss-rate percentile | December 2025 release |
| 27th | Washington | 48.7 63.5 expected loss-rate percentile | December 2025 release |
| 28th | Delaware | 47.7 38.8 expected loss-rate percentile | December 2025 release |
| 29th | New York | 45.4 12.2 expected loss-rate percentile | December 2025 release |
| 30th | North Carolina | 44.6 45.1 expected loss-rate percentile | December 2025 release |
| 31st | Alaska | 43.6 63.4 expected loss-rate percentile | December 2025 release |
| 32nd | Nevada | 42.4 35.1 expected loss-rate percentile | December 2025 release |
| 33rd | Connecticut | 41.8 69 expected loss-rate percentile | December 2025 release |
| 34th | Oregon | 41.3 60.9 expected loss-rate percentile | December 2025 release |
| 35th | Tennessee | 41.2 37.9 expected loss-rate percentile | December 2025 release |
| 36th | Texas | 34.9 40.1 expected loss-rate percentile | December 2025 release |
| 37th | South Carolina | 33.3 50.8 expected loss-rate percentile | December 2025 release |
| 38th | Kentucky | 32.6 50.2 expected loss-rate percentile | December 2025 release |
| 38th | New Jersey | 32.6 54.4 expected loss-rate percentile | December 2025 release |
| 40th | Hawaii | 32.3 93.2 expected loss-rate percentile | December 2025 release |
| 40th | Arizona | 32.3 52.8 expected loss-rate percentile | December 2025 release |
| 42nd | Oklahoma | 28.7 48.8 expected loss-rate percentile | December 2025 release |
| 43rd | California | 24.4 87.3 expected loss-rate percentile | December 2025 release |
| 44th | New Mexico | 22.7 49.2 expected loss-rate percentile | December 2025 release |
| 45th | Arkansas | 22.4 53.8 expected loss-rate percentile | December 2025 release |
| 46th | Alabama | 21.7 57.3 expected loss-rate percentile | December 2025 release |
| 47th | Florida | 20.7 75.6 expected loss-rate percentile | December 2025 release |
| 48th | West Virginia | 18.8 77.7 expected loss-rate percentile | December 2025 release |
| 49th | Mississippi | 16.9 53.9 expected loss-rate percentile | December 2025 release |
| 50th | Louisiana | 14.8 71.5 expected loss-rate percentile | December 2025 release |
The Honest Local, Disaster risk across America, every city and state, October 2026, https://thehonestlocal.com/map/disaster_risk
Free to reuse with attribution (CC BY 4.0). Data last moved October 5, 2026. Each number's source and period sit on its ranking page, one click from its rank.
The map reads the same tables as every ranking on this site: the live tape (Zillow, realtor.com by way of FRED, the Bureau of Labor Statistics, AAA, AirNow, MERIC, the Census Bureau, the FBI, the EIA, the BEA), and The Honest Local's own scores (Sunshine, Heat, Cold, Snow, Clean Air, Bad Air, Disaster, Safety, Affordability), each a blend of at least two public sources. Cities and states rank on separate lists. A place with no reading is left grey rather than estimated.